Being a new driver means taking on a ton of responsibilities. You now have to worry about types of car insurance (like collision coverage or gap insurance), warranties, collision coverage, and so much more. It’s almost impossible to get some peace of mind when first dealing with putting a car on the road. You’ll also need to deal with things like an insurance deductible and monthly premium. A deductible is the amount you have to pay for damages before your car insurance plan starts to pay, and a premium is the amount you have to pay every month to keep those wheels moving on the roads. The following are some tips for new drivers just getting on the road.
Pay attention to the road.
The only thing you need to worry about when you’re operating a motor vehicle is what’s going on in front of you on the road. It’s not time to play with the radio or have a texting battle with your boyfriend or girlfriend. Pay attention to the road at all times to avoid becoming a car accident statistic. There are nearly 6 million car accidents per year, which is a rough estimate of 16,438 per day. Over 37,000 people die a year from automobile accidents; don’t make yourself one of them by driving while distracted.
Find the right car insurance quote.
Becoming a new driver means that you’ll have to get car insurance for your new car. Every company has a different insurance policy, so you can shop around until you find the right policy for you. Just because you think you’re a good driver doesn’t mean that you won’t get into an accident and cause property damage. Be sure to include property damage in your coverage options when setting up your policy with the insurance company.
You can also add gap insurance. Gap insurance might pay the between the balance of the lease or the loan due on the vehicle if the car is considered to be a total loss. Having no driving record, and therefore no proof of being a good driver, will still probably cause insurance companies to ramp up your auto insurance coverage. When it comes to inexperienced motorists, their average rate tends to spike up.
Avoid starting or stopping too fast.
Many accidents are caused by somebody stopping too fast and the other motorist crashing into the back of them at a red light or stop sign. If the light is yellow or red, then you’ll want to start slowing down immediately. Fast starts can cause an at fault accident as well. By starting too fast, you may have an at fault crash by colliding with another motorist. No matter what, when you’re on the road, be sure to have liability coverage since you never know what might happen.
Do not tailgate, at any time.
Another important travel tip is to never tailgate another car. A good driver would never tailgate another vehicle since this is almost a sure sign that you’re trying to cause an accident. Many people in fits of what people call “road rage” tend to tailgate the other driver, and they end up in an accident. It’s not a natural disaster or a wildfire, but it still can end in a catastrophe when behind the wheel.
Make sure to obey all traffic laws.
There’s a reason why you have a road test and written exam when you go for a driver’s license. That’s because they want to be sure that you know all the rules of the road before your department of motor vehicles hands you a license. If you aren’t sure what a rule is, you can always go back and look it up on the internet to make sure you’re driving the proper way. A good driver would know the rules of the road and never put somebody’s life in jeopardy.